The USDA is conditionally funding USDA home loans right now. That means that although congress has not yet approved funding to begin the new fiscal year, USDA mortgages can still be written. It basically comes to being an IOU from the government.
You can still get and close a USDA mortgage so don't let this news stop you. Remember that USDA loans can be no money down loans up to 103% of the appraised value of the home. USDA loans require low credit scores than conventional loans. They are a great option for many people. With rates being really low, this may be your best time to finance a home for decades.
